What is IOB Credit Card?
IOB Credit Card is one of the services of Indian Overseas Bank based from India. The financial institution put its first step in the financial sector in the year February 10, 1937 through the efforts of M. Ct. M. Chidambaram Chettyar. It focuses on personal banking, corporate banking and NRI Accounts while its banking products are loans, mortgages, insurance services, saving accounts, checking accounts, investments, wealth management and many more. The bank having its strong presence in all over India through 3003 domestic branches and 3 extension counters while it also adjoined with its six worldwide offices. It is also known for Rural banking where it provides state-of-the-art services in Food Processing, Development of wasteland orchards, Floriculture, Bio-Technology etc. Apart from this, Indusind Bank also offers e-banking services via Internet Banking, Mobile Banking, Phone Banking and SMS Banking while its customer care services are working in twenty four hours in a day and seven days in a week. On the other hand it achieved several awards for its banking services such as Best Banker Award by SME Chamber of India, Outstanding Banking Leader of the Year Award, Best Indian Banker and Best Public Sector Banker Awards, Visionary Award and CEO with HR Orientation Award. The customer care number of Iob Credit Card can be contacted from Gorakhpur, West Delhi, Pondicherry, Indore, Hyderabad, Goregaon, Andhra Pradesh, Bihar, Uttar Pradesh, Rajkot, Varanasi, Jalandhar, Lucknow, Coimbatore, Tamil Nadu, Trichy, Gurgaon, Vadodara, South Delhi, Dehradun, Jamshedpur, East Delhi, Mysore, Chhattisgarh, Kolkata, Assam, Kerala, Trivandrum, Bhubaneswar, Patiala, Kanpur, Amritsar, Bhopal, Nagpur, Meerut, Maharashtra, Himachal Pradesh, Bangalore, Ghaziabad, Ranchi, Punjab, Allahabad, Pune, Navi Mumbai, Noida, Rajasthan, Orissa, Patna, Udaipur, Delhi, Vellore, Nasik, Jaipur, Salem, Erode, Madhya Pradesh, Vijayawada, West Bengal, Raipur, Cochin, Jammu, Sangli, Ludhiana, Mangalore, Ernakulam, Chennai, Jharkhand, Uttarakhand, Thane, Aurangabad, Ahmedabad, Shillong, Chandigarh, Goa, Karnataka, North Delhi, New Delhi, Faridabad, Gwalior, Madurai, Baroda, Gujarat, Mumbai, Visakhapatnam, Surat, Agra India, etc.
Specifications and Services of IOB Credit Card
IOB Credit Card is one of the alluring services provided by the Indian Centralized Bank namely
Indian Overseas Bank. In India,
Indian Overseas Bank is considered one of the leading public sector that was initiated in the year 1937 by
Thiru. M. Ct. M. Chidambaram Chettyar and its headquarters is located in Chennai.
Indian Overseas Bank was entrenched in India with a view to enhance foreign exchange operations and overseas banking so that foreign traders could prompt their business in India.
IOB Bank has more than three thousand branches in whole nation and six branches located in overseas and are operating its financial services in a very conducive atmosphere under one roof. The
Indian Overseas Bank Credit Cards are primarily of two types that are
IOB Classic and
IOB Gold.
IOB is also offering
Visa International Credit Card, and can be used to make payments for traveling, shopping and dining. This credit card can be used in all ATMs that display the
Visa Logo and in
InstaCash ATM of the
Indian Overseas Bank. The minimum limit for credit cards issued by
IOB is 10,000 and the maximum amount is fixed up to 5 lakhs and the interest rate for this is 24% per year.
Contact Details of IOB
- Toll Free: 18004257744
- Fax: 0091-44-841 8030
- General Inquiry: 0091-44-852 3582
- Credit Card Division: 044-28519573/9574/9575
- Grievance Redressal Officer: 044-71729701
- ATM Transactions Inquiry: 044 - 2888 9314
- NEFT/RTGS: 044-2888 9397
- Internet / Mobile Banking Section: 044-2888 9350
- Loan Section: 044-2851 9639044
- NRI Banking: 044-2851 9613
- Managing Director: 044 - 2851 9500
- Executive Director: 044-2851 9502