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What is Bank of America Gold Option Loan?
Bank of America Gold Option Loan is a financial service provided by Bank of America, a leading multinational bank based in the United States. In the terms of asset, it is the second largest banking and financial services company in the United States. Bank of America also listed at Forbes as the third most reputed bank in the world. The bank was formed in the year of 1904 as Bank of Italy and was incorporated as Bank of America in the year 1998. It is a subsidiary of Merrill Lynch, U.S. Trust Corporation and operates under the two main divisions such as Bank of America Home Loans and Bank of America Merrill Lynch. The corporate management office of Bank of America is situated in Charlotte, North Carolina, United States.
Bank of America Operations and Services:
The bank primarily deals in wide portfolio of banking and financial services that include corporate banking, private equity, credit cards, consumer banking, investment banking, insurance, private banking, mortgage loans, finance and wealth management, etc. It offers services to small and middle market businesses, individual consumers, corporations, institutional investors and governments. Bank of America's consumer banking services include CDs and IRAs, investment accounts, credit and debit cards, lending related products, working capital management as well as traditional and money market savings accounts and treasury solutions. It offers these services through a widespread network of more than 5,100 banking centers and 16,300 ATMs and via online and Mobile
banking portals. The bank also provides various consumer real estate services including fixed and adjustable-rate first-lien mortgage loans for home purchase and refinancing needs, home equity lines of credit, and home equity loans. Apart from this, its international wealth and investment management services include cash and liability management, retirement and benefit plans, philanthropic management, specialty asset management services, investment and brokerage, fiduciary portfolio management, estate and financial planning, etc.